COURTESY PAY
Most of us have found ourselves facing an occasional cash shortfall, be it the result of a
checkbook error or an unexpected bill. If you have ever accidentally bounced a check,
you already know that in addition to the embarrassment, you may also face merchant
fees for the returned check along with the inconvenience of returning to the merchant to
correct the error. And while a declined debit card does not create merchant fees, it can be
an embarrassing experience.
Temple Inland FCU understands, which is why we offer Courtesy Pay. Courtesy Pay is a
non-contractual overdraft protection service that requires no action on your part to enroll.
There are no fees to have Courtesy Pay available on your share draft account. You only
pay our standard NSF fee of $28 if you use Courtesy Pay to cover an insufficient item.
With Courtesy Pay, instead of your check being returned or your debit card purchase
being declined, we may pay or approve those items up to your overdraft limit of $300.
Courtesy Pay is automatically available to our share draft checking account holders for
checks, automatic bill payments and other debit transactions. If you would like to have
overdraft protection through Courtesy Pay for your ATM withdrawals and everyday debit
card purchases, simply ask us to add Courtesy Pay protection for these types of
transactions. Click here for more details about adding Courtesy Pay overdraft coverage
for ATM and Debit card purchases.
Courtesy Pay is one more way we can help you meet your unexpected financial needs.
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109 N. Temple Drive
Diboll, Texas 75941
936-829-1616
877-829-1616
936-829-1122 Fax